Friday, September 9, 2011

An Irish Chef and Frugality

I stumbled across this interview earlier in the week. It is with an Irish chef (one in Ireland, not America). I love the fact that he does not have a credit card. I do, one that gives us 1% back in cash each January. However, I am working towards using it less. Why? I've read that when you pay with credit you actually spend 20% more than those who pay with cash. No wonder they can afford to give me 1% back.

How about you -- cash or credit?

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